1.  销售方式：通过保险经纪公司进行销售。     Sales channel: broker. 2.  保险利益：     Insurable interest: 投保人必须是年满 18 周岁，具有完全民事行为能力的自然人。投保人与被保险人之间必须存 在保险利益关系，投保人必须为被保险人本人或被保险人的配偶、子女（包括继子女和养子 女）、父母（包括继父母和养父母）、祖父母、孙子女。 The policyholder must be an over 18 years old adult who is a natural person with full civil capacity. Insurable interest must exist between the policyholder and the insured, the policyholder must be the insured person himself/herself or the insured person's spouse, children (including stepchildren and adopted children), parents (including stepparents and adoptive parents), grandparents or grandchildren. 3.  投保年龄：被保险人年龄应为 0 天至 70 周岁。     Entry age of proposed insured(s): 0 day to age 70.  4.  保险期限：一年。     Term: one year. 5.  交费方式：年交。     Payment frequency: annual payment. 6.  投保单交单日及保险合同生效日：      Application submission date and Policy effective date:  （1） 交单日应在投保单签署日之后 2 个工作日内。 （交单日是指新单核保部接收新单之日） The submission date of application form should be within 2 working days after the sign date on application form. （The submission date is the receive date of NB/UW team） （2） 保险合同将于保险凭证首页所载生效日期即核保通过日生效。（但下列第（3）点列明的情况 除外）。 The cover will begin on the start date shown on the certificate of insurance (usually same as the underwriting acceptance date except for the circumstances listed in point 3 below).  （3） 若客户申请选择指定日期为保险合同生效日，只要该指定生效日期在交单日后至少 2 个工作 日，且最长不超过投保单签署日之后的30天，则核保通过后可以此日期作为保险合同生效日。 The effective date requested by customer should be at least 2 working days after the submission date of application form and limit to 30 days after the sign date on application form.  7.  保障内容及保险金额：详见保险条款所附的“保险利益表”。      Benefits and Benefit Limit: please refer to the ‘List of benefits’ attached in the Provision.