1. 销售方式：通过保险经纪公司进行销售。 Sales channel: broker. 2. 保险利益： Insurable interest: 投保人必须是年满 18 周岁，具有完全民事行为能力的自然人。投保人与被保险人之间必须存在保 险利益关系，投保人必须为被保险人本人或被保险人的配偶、子女（包括继子女和养子女）、父母 （包括继父母和养父母）、祖父母、孙子女。 投保新单及续保时，如被保人中含有未成年人，需提供该未成年被保人与投保人的关系证明文件。 The policyholder must be an over 18 years old adult who is a natural person with full civil capacity. Insurable interest must exist between the policyholder and the insured, the policyholder must be the insured person himself/herself or the insured person's spouse, children (including stepchildren and adopted children), parents (including stepparents and adoptive parents), grandparents or grandchildren. For both new business and renewal cases, official documents to testify the relationship between a insured and the policyholder are required to be provided only if the age of the insured is under 18. 3. 投保年龄：被保险人年龄应为 30 天至 60 周岁； Entry age of proposed insured(s): 30 day to age 60； 4. 保险期限：一年。 Term: one year. 5. 交费方式：年交。 Payment frequency: annual payment. 6. 投保单交单日及保险合同生效日：  Application submission date and Policy effective date:  1) 交单日应在投保单签署日之后 2 个工作日内。 （交单日是指新单核保部接收新单之日） The submission date of application form should be within 2 working days after the sign date on application form. （The submission date is the receive date of NB/UW team） 2) 保险合同将于保险凭证首页所载生效日期即核保通过日生效。（但下列第（3）点列明的情况除外）。 The cover will begin on the start date shown on the certificate of insurance (usually same as the underwriting acceptance date except for the circumstances listed in point 3 below).  3) 若客户申请选择指定日期为保险合同生效日，只要该指定生效日期在交单日后至少 2 个工作日， 且最长不超过投保单签署日之后的 30 天，则核保通过后可以此日期作为保险合同生效日。 The effective date requested by customer should be at least 2 working days after the submission date of application form and limit to 30 days after the sign date on application form.  7. 保障内容及保险金额：详见保险条款所附的“保险利益表”。  Benefits and Benefit Limit: please refer to the ‘List of benefits’ attached in the Provision. 8. 保险费：  Premium: 1) 如果投保单上的保费与保险费缴纳通知书载明的保费不一致，将以保险费缴纳通知书上的金 额为 准。 If there is any inconsistency between the premium amount written on the application form and the premium amount shown on the Debit Note, the amount on the Debit Note shall prevail. 2) 付款人必须为投保人本人。若发现付款人并非投保人，在满足可保利益关系的前提下，需重 填投保单并将付款人作为投保人。