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<div style="text-indent: 95.55pt"><b><span style="font-size: 16pt">阳光人寿富贵满堂两全保险B款（分红型）条款</span></b></div>
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<div>在本条款中，<span>“您”指投保人，“我们”、“本公司”均指阳光人寿保险股份有限公司，“本合同”指您与我们之间订立的“阳光人寿富贵满堂两全保险B款（分红型）合同”。</span></div>
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<div><b><span style="font-size: 14pt">1</span></b></div>
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<div><b><span style="font-size: 14pt">您与我们订立的合同<span> </span></span></b></div>
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<div><b>1.1 </b></div>
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<div><b>合同构成<span><span> </span></span></b></div>
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<div>本合同是您与我们约定保险权利义务关系的协议，包括本保险条款、保险单或其他保险凭证、投保单、与保险合同有关的投保文件、合法有效的声明、批注及您与我们共同认可的其他书面协议。</div>
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<div><a name="OLE_LINK3"><b><span>1.2 </span></b></a></div>
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<div><span><b><span>合同生效<span><span> </span></span></span></b></span></div>
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<div><span><span>本合同自我们同意承保、收取首期保险费并签发保险单后开始生效，生效日载于保险单上。我们自生效日零时起开始承担本合同约定的保险责任。</span></span></div>
<div><span><span>本合同的<b>保单年度、保险费约定交纳日</b>均以生效日起算。</span></span></div>
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