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<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: center" align="center"><span style="font-size: 18pt; font-family: 黑体; mso-hansi-font-family: 宋体">模拟试题五<span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: center" align="center"><span lang="EN-US" style="font-size: 18pt; font-family: 黑体; mso-hansi-font-family: 宋体"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: left" align="left"><span style="font-family: 宋体"><font size="3">一、选择题（每题<span lang="EN-US">1</span>分，共<span lang="EN-US">90</span>分）<span lang="EN-US"><o:p></o:p></span></font></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: left" align="left"><font size="3"><span lang="EN-US" style="font-family: 宋体">1.</span><span style="font-family: 宋体">在风险管理理论中，社会组织或者个人用以降低风险的消极结果的决策过程被称为（）<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; text-align: left; mso-char-indent-count: 1.0" align="left"><font size="3"><span lang="EN-US" style="font-family: 宋体">A.</span><span style="font-family: 宋体">风险评价<span lang="EN-US"><span style="mso-spacerun: yes"> </span>B.</span>风险估测<span lang="EN-US"><span style="mso-spacerun: yes"> </span>C.</span>风险管理<span lang="EN-US"><span style="mso-spacerun: yes"> </span>D.</span>保险<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: left" align="left"><font size="3"><span lang="EN-US" style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">2.</span><span style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">保险理赔是保险公司业务操作的重要环节，下列原则中属于理赔中应予遵循的原则是（）<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; text-align: left; mso-char-indent-count: 1.0" align="left"><font size="3"><span lang="EN-US" style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">A.</span><span style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">积极</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">、<span style="color: black">主动</span>、<span style="color: black">便利</span>、<span style="color: black">快捷<span lang="EN-US"><span style="mso-spacerun: yes"> </span><strong><span style="font-family: 宋体">B.</span></strong></span>主动</span>、<span style="color: black">迅速</span>、<span style="color: black">准确</span>、<span style="color: black">合理<strong><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-weight: normal"><o:p></o:p></span></strong></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.55pt; mso-char-indent-count: 1.0"><font size="3"><strong><span lang="EN-US" style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">C.</span></strong><span style="color: black; font-family: 宋体; mso-bidi-font-size: 10.5pt">及时</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">、<span style="color: black">准确</span>、<span style="color: black">效用</span>、<span style="color: black">利润<span lang="EN-US"><span style="mso-spacerun: yes"> </span><strong><span style="font-family: 宋体">D.</span></strong></span>主动</span>、<span style="color: black">迅速</span>、<span style="color: black">效应</span>、<span style="color: black">效益</span></span><span lang="EN-US" style="font-family: 宋体"><o:p></o:p></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt 10.5pt; text-indent: -10.5pt; mso-char-indent-count: -1.0"><font size="3"><span lang="EN-US" style="font-family: 宋体">3</span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">在失能收入损失保险中，给付期限可以是短期的，也可以是长期的。一般地讲，对被保险人在身体恢复前不能工作的收入损失的补偿属于（）。<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; mso-char-indent-count: 1.0"><font size="3"><span lang="EN-US" style="mso-bidi-font-weight: bold"><font face="Times New Roman">A</font></span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">短期补偿<span lang="EN-US"><span style="mso-spacerun: yes"> </span></span></span><span lang="EN-US" style="mso-bidi-font-weight: bold"><font face="Times New Roman">B</font></span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">中期补偿<span lang="EN-US"><span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span></span></span><span lang="EN-US" style="mso-bidi-font-weight: bold"><font face="Times New Roman">C</font></span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">长期补偿<span lang="EN-US"><span style="mso-spacerun: yes"> </span></span></span><span lang="EN-US" style="mso-bidi-font-weight: bold"><font face="Times New Roman">D</font></span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">一次补偿<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: left" align="left"><font size="3"><span lang="EN-US" style="font-family: 宋体">4.</span><span style="font-family: 宋体">在风险管理方法中，为高层建筑安装火灾警报器的方式属于（）<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; text-align: left; mso-char-indent-count: 1.0; mso-layout-grid-align: none" align="left"><font size="3"><span lang="EN-US" style="font-family: 宋体">A.</span><span style="font-family: 宋体">抑制<span lang="EN-US"><span style="mso-spacerun: yes"> </span>B.</span>预防<span lang="EN-US"><span style="mso-spacerun: yes"> </span>C.</span>避免<span lang="EN-US"><span style="mso-spacerun: yes"> </span>D.</span>转移<span lang="EN-US"><o:p></o:p></span></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: left; mso-layout-grid-align: none" align="left"><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-ansi-language: ZH-CN"><font size="3">5.保险营销员的资格证书被注销的，根据《保险营销员管理规定》，其展业证的处理方式是（）<o:p></o:p></font></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; text-align: left; mso-char-indent-count: 1.0; mso-layout-grid-align: none" align="left"><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-ansi-language: ZH-CN"><font size="3">A.交还所属保险公司<span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span>B.交还保险行业协会<span style="mso-spacerun: yes"> </span><o:p></o:p></font></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-indent: 10.5pt; text-align: left; mso-char-indent-count: 1.0; mso-layout-grid-align: none" align="left"><font size="3"><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">C</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-ansi-language: ZH-CN">.交还中国保险学会<span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span></span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">D</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-ansi-language: ZH-CN">.交还当地保监局</span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt"><o:p></o:p></span></font></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><font size="3"><span lang="EN-US" style="font-family: 宋体">6</span><span lang="EN-US" style="font-family: 宋体; mso-bidi-font-size: 10.5pt">.</span><span style="font-family: 宋体; mso-bidi-font-size: 10.5pt">在人寿保险经营过程中，险种初期现金价值与退保率之间的关系是（）。<span lang="EN-US"><o:p></o:p></span></span></font></p>
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